Financial anchor year: FY24. Margin and revenue are as filed for FY24. Balance-sheet measures (current ratio, equity financing, days in A/R) use FY23, the latest filing whose balance sheet reconciled as filed. Every tile below states its own fiscal year; nothing is carried forward or estimated.
The read
A hospital in Coldwater, MI. It ran an operating surplus of 69.9% in FY24 on $273.5M of operating revenue. It held 20 days of cash on hand (45th percentile among Rural PPS hospitals on liquidity). Only a single comparable reporting year is available, so trend context is limited.
Operating margin · FY24
+69.9%
vs Rural PPS hospitals99th pctl of 387 (FY24)
Days cash on hand · FY24
20d
all sources
vs Rural PPS hospitals45th pctl of 376 (FY24)
Total operating revenue · FY24
$273.5M
vs Rural PPS hospitals88th pctl of 393 (FY24)
Total margin · incl. nonoperating · FY24
+69.9%
vs Rural PPS hospitals99th pctl of 387 (FY24)
One point of operating margin at INSIGHT HOSPITAL AND MEDICAL CENTER COLDWATER is about $2.7M per year (1% of FY24 total operating revenue).
Where INSIGHT HOSPITAL AND sits among Rural PPS hospitals
Operating margin · FY24 pool · n = 387 of 418 filed
Each point is one Rural PPS hospital in the national distribution for this provider type, placed by operating margin. Facilities are not matched on size, case mix, or market — that is the matched-peer comparison in the paid benchmark. The Rural PPS hospital median is -0.9%. Descriptive context only, not a ranking.
One rural pps hospitalINSIGHT HOSPITALRural PPS hospital median
The money
$ thousands · HCRIS cost-report basis · as filed, QA-gated
Ratios tell you how this hospital is doing. Statements tell you what kind of organization it is, and where the money comes from. Every figure below traces to a public cost-report filing, shown as filed. A ratio renders only when every input is reported in the filing; a year missing its core lines is not shown; a year whose balance sheet does not reconcile is labeled. Not audited by Astrelis.
Net patient receivables ÷ (net patient revenue ÷ 365), same fiscal year
HCRIS WS G / G-3
$ in thousands
Line item
FY22
FY23
FY24
Patient revenue
72,897
75,959
272,427
Other operating revenue
1,805
1,331
1,029
Total operating revenue
74,702
77,290
273,456
Total operating expenses
87,301
96,242
82,247
Operating income
(12,599)
(18,952)
191,209
Operating margin %
-16.9%
-24.5%
+69.9%
Other non-operating, net
15,461
6,412
0
Net income
2,862
(12,540)
191,209
Net income %
+3.2%
-15.0%
+69.9%
HCRIS Worksheet G-3 / S-3 · $ thousands · FY20–FY24 · FY20–21 may include COVID-era relief funding in nonoperating income
FY21, FY22, FY23, FY24 net patient A/R is not shown: gross A/R was not reported on the filing, making the derived net figure spurious (AR quality flag).
How it operates
quality & operational context · CMS public reporting
A 67-bed hospital at 34% occupancy 88% of patient revenue is outpatient.
The metrics this hospital type is judged on: care quality, patient experience, and scale. Each is labeled by evidence class and public source; descriptive context only, never a ranking or adequacy claim.
Scale and flow
Occupancy
33.5%
Verified fact2024
HCRIS WS S-3
Average daily census
22.45
Verified fact2024
HCRIS WS S-3
Staffed beds (acute)
67
Verified fact2024
HCRIS WS S-3
Annual discharges
1,861
Verified fact2024
HCRIS WS S-3
Average length of stay
4.4d
Verified fact2024
HCRIS WS S-3
Outpatient share of patient revenue
87.6%
Verified fact2024
HCRIS WS G-2 L28
Total FTEs
335.60
Verified fact2024
HCRIS WS S-3 Pt II
Contract labor share of labor cost
18.9%
Verified fact2024
HCRIS WS S-3 Pt V
Who it serves
Total unreimbursed & uncompensated care
$4.3M
Verified fact2023
HCRIS WS S-10 line 31
How the care measures up
C. difficile infection (SIR)
0.321
No Different than National Benchmark
CMS-reported measure07/01/2024 to 06/30/2025
CMS Care Compare
Hospital-wide unplanned readmission
14.8%
No Different Than the National Rate
CMS-reported measure07/01/2023 to 06/30/2024
CMS Care Compare
Medicare spending per beneficiary
0.91
CMS-reported measure01/01/2024 to 12/31/2024
CMS Care Compare
Patient-safety composite (PSI-90)
0.949265
CMS-reported measure07/01/2022 to 06/30/2024
CMS Care Compare
Trajectory
Cost-report basis · 5 reporting years
Operating margin
Days cash on hand
The county this hospital serves
BRANCH County, MI · nonmetro, urban 5–20K, metro-adjacent
Median household income
$62.0K
vs $82.1K US · $59.7K rural median
Poverty rate
15.4%
vs 12.5% US · 14.3% rural median
Uninsured
10.1%
vs 8.6% US · 8.4% rural median
Age 65+
19.0%
vs 16.8% US · 20.6% rural median
Fair or poor health
20.9%
self-reported, adults · CDC PLACES
Primary-care shortage
Designated
HRSA HPSA
Economic context: 12.0% of county personal income is Medicare/Medicaid medical benefits; 28.4% arrives as government transfers (BEA, 2022).
Method: NCRHW 2016 study of critical access hospitals (IMPLAN Type II), employment × 1.34, earnings × 1.19; output × 2.30 (AHA national, upper bound for rural). This hospital is not a critical access hospital. No published multiplier specific to its type was used, so the CAH ratios are applied unchanged and every multiplied figure here should be read as an upper-bound estimate, not a measurement of this facility. Direct figures are reported values from the facility's HCRIS cost report; multiplied figures are estimates.
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